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First Time Homebuyers: Tampa Bay, Tampa and Clearwater Florida home buying, real estate listings, and homes for sale in Hillsborough County, FL

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORSŽ Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Tampa Bay, Tampa and Clearwater real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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First Time Buyers >Choosing A Lender

When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn't the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.

Real estate agents are a good source of information about loans and lenders, whether you are buying a home or just refinancing your present home. We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified. We can tell you which companies and loan officers will go the extra mile to provide excellent service to make sure that the transaction closes.

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Q	What real estate board game became the best-selling game in America just one year after it was created?
A	Charles B. Darrow invented Monopoly in 1934, to cheer himself up while unemployed during the Great Depression. Monopoly is now the most popular board game in the world and has sold over 200 million copies.
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The Green Real Estate Team, REALTORŽ, real estate agents and broker for Tampa Bay, Tampa and Clearwater Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Michael Green & Associates
Keller Williams Realty
3502 Henderson Blvd Suite 300
Tampa, FL 33609
Cell: 813-295-2000
Fax: 813-830-7450
GreenRealEstateTeam@TopProducer.com
Michael Green, P.A., Tampa Bay's #1 Luxury Sales Specialist for 2003, 2004, 2005, 2006, 2007 and 2008 and currently the #1 Keller Williams Sales Executive in Florida, leads the Michael Green & Associates Team in marketing and selling waterfront, fine and luxury homes, estates and investment properties throughout Greater Tampa Bay Florida. Mike's team has provided outstanding service to their many clients through passion for their work, integrity, diligence, superior marketing and extensive market knowledge. Upon attaining a B.S. Degree in Biology/Chemistry/Mathematics from the University of South Alabama, Mike then completed a distiguished career as a Special Agent of the F.B.I. and subsequently co-owned a multi-office real estate firm, where he directed Fine Homes & Estates and Relocation Divisions. Mike and his associates would love to work with you and make your real estate experience a pleasant, effortless success. You can place your trust and confidence in one of the nation's top real estate professionals.

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