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Compare three mortgages at one time. Download TripleCalc now. It's free.

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Financing Your Home >The Language of Financing

When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.

You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.

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Q	What city boasts eight of the world's ten biggest hotels?
A	Las Vegas has eight of the largest resort hotels; the latest and most extravagant is the $2.7 billion, 2,716-room Wynn Las Vegas.
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The Green Real Estate Team, REALTORŽ, real estate agents and broker for Tampa Bay, Tampa and Clearwater Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

The Green Real Estate Team
RE/MAX ACR Elite
14823 N. Dale Mabry
Tampa, FL 33618
Cell: 813-295-2000
Office: 813-961-6000
Fax: 813-830-7450
GreenRealEstateTeam@TopProducer.com
Michael Green, P.A. RE/MAX ACR Elite company-wide #1 Sales Executive 2003, 2004, 2005, 2006, 2007 and RE/MAX International's #1 Sales Executive for Tampa, Florida 2004, 2005, 2006 and 2007 has successfully provided professional and excellent real estate services through integrity, diligence, and extensive market knowledge to many new and repeat clients, their relatives, and friends since 1984, when he completed a distinguished career as a Special Agent of the Federal Bureau of Investigation. Having since managed/co-owned a multi-office real estate firm (where Mike directed the Fine Homes and Estates and Relocation Divisions), today he continues helping clients receive extraordinary success and rewards in their real estate ventures. Let Mike handle the investigation to locate your next home or next buyer for your property and see why so many join his "Repeat Clients Club".

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