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Financing Your Home >New Loans

If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.

You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.

Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.

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Q	In what area of the United States did the price of existing homes increase most dramatically in 2005?
A	Phoenix, Arizona real estate recorded a 55.2 percent increase in home prices during 2005.
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The Green Real Estate Team, REALTORŽ, real estate agents and broker for Tampa Bay, Tampa and Clearwater Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Michael Green & Associates
Keller Williams Realty
3502 Henderson Blvd
Tampa, FL 33609
Cell: 813-295-2000
Fax: 813-830-7450
GreenRealEstateTeam@TopProducer.com
Michael Green, P.A., Tampa Bay's #1 Luxury Sales Specialist for 2003, 2004, 2005, 2006, 2007 and 2008 leads Michael Green & Associates, the #1 Keller Williams Sales Team in Florida, in marketing and selling waterfront, fine and luxury homes, estates and investment properties throughout Greater Tampa Bay Florida. Mike's team has provided outstanding service to their many clients through passion for their work, integrity, diligence, superior marketing and extensive market knowledge. Upon attaining a B.S. Degree in Biology/Chemistry/Mathematics from the University of South Alabama, Mike then completed a distiguished career as a Special Agent of the F.B.I. and subsequently co-owned a multi-office real estate firm, where he directed Fine Homes & Estates and Relocation Divisions. Mike and his associates would love to work with you and make your real estate experience a pleasant, effortless success. You can place your trust and confidence in one of the nation's top real estate professionals.

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